{ "site": "https://kannetflix.com", "generated_at": "2026-10-24", "meta": { "title": "加密支付卡与海外订阅虚拟卡数据库", "description": "用于支撑加密卡集合页、评分榜、黑榜和单卡教程的结构化数据。", "last_updated": "2026-06-24", "methodology": "先收录候选卡，再通过官方资料、近期用户反馈和订阅场景实测逐步核验。未经核验字段保留 unknown/untested。", "disclaimer": "本文档仅用于内容研究和站内信息组织，不构成金融、投资、交易或法律建议。" }, "count": 14, "cards": [ { "name": "Bybit Card", "slug": "bybit-card", "evidence_level": "本站历史样本 + 官方条款", "use_case": "已有 Bybit 余额", "issuer_type": "exchange", "network": "Mastercard", "card_bin": "Visa: 493875 (亚太) | MC: 520581 (欧洲) / 539900 (澳洲) / 534183 (哈萨克 AIFC)", "card_type": "virtual_physical", "availability_status": "active", "verification_status": "verified", "priority": "P0", "kyc_required": "yes", "mainland_china_available": "limited", "supported_regions": [ "Australia", "Argentina", "Brazil", "AIFC", "Georgia", "Kazakhstan", "Asia Pacific", "Mexico" ], "supported_assets": [ "USDT", "USDC", "BTC", "ETH", "XRP", "TON" ], "apple_pay": "limited", "google_pay": "limited", "alipay": "limited", "wechat_pay": "limited", "paypal": "unknown", "open_fee": "虚拟卡暂免；实体卡按地区约 5-29.99 USD/USDT", "monthly_fee": "none", "annual_fee": "none", "conversion_fee": "本站 APAC 实测美元账单 0；其他地区计划以 App 内费率为准", "fx_fee": "本站 APAC 实测非美元账单约 2%；Tier 1 当前 2% 自动返现约可抵消", "atm_fee": "超免费额度后通常 2%；中国大陆 ATM 取现受限", "tested_chatgpt": "success", "tested_claude": "untested", "tested_midjourney": "untested", "tested_netflix": "untested", "risk_level": "medium", "score": null, "official_url": "https://www.bybit.com/cards", "source_urls": [ "https://www.bybit.com/en/help-center/article/Fees-and-Spending-Limits-Bybit-Card", "https://www.bybit.com/en/help-center/article?id=000001933", "https://www.bybit.com/en/help-center/article/Introduction-to-Bybit-Card-AIFC", "https://www.bybit.com/en/help-center/article/Service-Restricted-Countries" ], "last_verified": "2026-06-15", "article_path": "/pay/bybit-card/", "notes": "官方费用、限额与移动支付按地区计划核验；本站已有 ChatGPT、YouTube 和 X API 扣款样本。最新 APAC 实测：美元账单 0 货币转换费，非美元账单约 2% 外币交易手续费，Tier 1 当前 2% 自动返现约可抵消。中国大陆身份有实测成功样本，但官方服务受限列表仍包含 Chinese Mainland，申请入口稳定性需持续观察。", "full_article_url": "https://kannetflix.com/pay/bybit-card/" }, { "name": "Bitget Card", "slug": "bitget-card", "evidence_level": "本站历史样本 + 官方条款", "use_case": "APAC 云服务与 SaaS", "issuer_type": "exchange", "network": "Visa", "card_bin": "Visa: 493728 (亚太/香港)", "card_type": "virtual_physical", "availability_status": "active", "verification_status": "verified", "priority": "P0", "kyc_required": "yes", "mainland_china_available": "no", "supported_regions": [ "APAC selected jurisdictions" ], "supported_assets": [ "USDC" ], "apple_pay": "limited", "google_pay": "yes", "alipay": "yes", "wechat_pay": "no", "paypal": "unknown", "open_fee": "虚拟卡免费；实体卡 5 USDC", "monthly_fee": "none", "annual_fee": "none", "conversion_fee": "美元消费 0.9%", "fx_fee": "非美元消费 1.0%", "atm_fee": "physical card coming soon / not yet available in APAC fee schedule", "tested_chatgpt": "untested", "tested_claude": "untested", "tested_midjourney": "untested", "tested_netflix": "untested", "risk_level": "medium", "score": null, "official_url": "https://www.bitget.com/cards/landing", "source_urls": [ "https://www.bitget.com/cards/landing", "https://www.bitget.com/support/articles/12560603840909", "https://www.bitgetapp.com/support/articles/12560603881036", "https://www.bitget.com/support/articles/12560603881763", "https://www.bitget.com/academy/complete-guide-to-the-bitget-card-asia-pacific" ], "last_verified": "2026-06-11", "article_path": "/pay/bitget-card/", "notes": "交易所版 Bitget Card，需与 Bitget Wallet Card 分开。APAC 当前官方资料写明从 OTC Account 扣 USDC，Visa、Apple Pay/Google Pay；本站已有 Google Cloud、Cloudflare 与 YouTube Music 样本。", "full_article_url": "https://kannetflix.com/pay/bitget-card/" }, { "name": "Bitget Wallet Card", "slug": "bitget-wallet-card", "issuer_type": "wallet", "network": "Mastercard / Visa by region", "card_bin": "Mastercard: 54810849 (DCS/Fiat24 钱包卡)", "card_type": "virtual_physical", "availability_status": "active", "verification_status": "needs_test", "priority": "P0", "kyc_required": "yes", "mainland_china_available": "limited", "supported_regions": [], "supported_assets": [ "USDT", "USDC" ], "apple_pay": "yes", "google_pay": "yes", "alipay": "yes", "wechat_pay": "yes", "paypal": "yes", "open_fee": "0.1 USD within 72h after KYC; 10 USD after 72h in EEA/LATAM help page; APAC physical card 49 USD", "monthly_fee": "none", "annual_fee": "none", "conversion_fee": "0-fee quota cashback; standard fees typically 1%-2.2% after quota; EEA/LATAM non-USD conversion 1.7%", "fx_fee": "0-fee quota cashback; rate generally follows Google FX, with possible route differences", "atm_fee": "APAC physical card: 1% or 5 USD minimum; ATM may have operator fees", "tested_chatgpt": "partial", "tested_claude": "untested", "tested_midjourney": "untested", "tested_netflix": "untested", "risk_level": "medium", "score": null, "official_url": "https://web3.bitget.com/en/card", "source_urls": [ "https://web3.bitget.com/en/card", "https://web3.bitget.com/en/helpCenter/675", "https://web3.bitget.com/es-ES/helpCenter/283", "https://web3.bitget.com/es-ES/helpCenter/488", "https://www.bitgetapp.com/support/articles/12560603799842" ], "last_verified": "2026-06-08", "article_path": "/pay/bitget-wallet-card/", "notes": "官网 FAQ 明确列出 China 在可申请地区，但中国大陆完整 KYC/开卡/订阅路径仍待人工实测；官网称可用于 ChatGPT，但本站尚未完成真实订阅测试。", "full_article_url": "https://kannetflix.com/pay/" }, { "name": "Solayer Card", "slug": "solayer-card", "evidence_level": "本站一手样本 + 官方条款", "use_case": "美区 Apple 与 AI 订阅", "issuer_type": "self_custodial_wallet", "network": "Visa", "card_bin": "Visa: 454924 (波多黎各/美区)", "card_type": "virtual_physical", "availability_status": "active", "verification_status": "verified", "priority": "P0", "kyc_required": "yes", "mainland_china_available": "limited", "supported_regions": [ "Many global regions subject to restricted-country list" ], "supported_assets": [ "USDC", "sUSD" ], "apple_pay": "yes", "google_pay": "yes", "alipay": "yes", "wechat_pay": "no", "paypal": "unknown", "open_fee": "标准 75 USDC (教育优惠 15 USDC)", "monthly_fee": "none disclosed", "annual_fee": "No annual fee shown in site activation sample", "conversion_fee": "充值 0.5% / 美元消费 ≤$30 收 $0.20，>$30 免收", "fx_fee": "非美元 1.5% + $0.10", "atm_fee": "Physical card supports ATM; max $250 per withdrawal; ATM/network fees may apply", "tested_chatgpt": "success", "tested_claude": "partial", "tested_midjourney": "untested", "tested_netflix": "untested", "risk_level": "medium", "score": null, "official_url": "https://solayer.org/product/solayer-pay", "source_urls": [ "https://docs.solayer.org/solayer-pay/overview", "https://docs.solayer.org/solayer-pay/eligibility", "https://docs.solayer.org/solayer-pay/tutorials/register", "https://docs.solayer.org/solayer-pay/fee", "https://docs.solayer.org/solayer-pay/tutorials/topup", "https://docs.solayer.org/solayer-pay/card", "https://docs.solayer.org/resources/legal/intl-card-terms" ], "last_verified": "2026-06-24", "article_path": "/pay/solayer-card/", "notes": "本站使用中国护照当天完成 KYC、激活和绑卡。卡片样本显示 Banco San Juan Internacional、Puerto Rico、Visa Debit、USD；当前国际条款另写 Third National。普通开卡价显示 75 USDC，使用 STUDNT 并验证教育邮箱后为 15 USDC。充值 100 USDC 收 $0.50。2026-06-24 依据 4-6 月对账单确认：5 月起 $30 以下美元消费加收 $0.20 处理费（ChatGPT $20 实扣 $20.20），>$30 仍免收。4 月账单无此费用，系 5 月新增。", "full_article_url": "https://kannetflix.com/pay/solayer-card/" }, { "name": "Crypto.com Card", "slug": "crypto-com-card", "issuer_type": "exchange", "network": "Visa", "card_type": "prepaid_debit", "availability_status": "active", "verification_status": "needs_test", "priority": "P1", "kyc_required": "yes", "mainland_china_available": "unknown", "supported_regions": [ "United States", "Singapore", "Europe", "United Kingdom", "Canada", "Australia", "Brazil / select LATAM", "Bahrain / select GCC" ], "supported_assets": [ "Crypto Wallet top-up converted to local fiat", "Cash Account", "Credit/debit card top-up where supported" ], "apple_pay": "limited", "google_pay": "limited", "alipay": "unknown", "wechat_pay": "unknown", "paypal": "unknown", "open_fee": "varies by card tier / Level Up plan / regional cardholder agreement", "monthly_fee": "free tier available; some regions show Level Up subscription or CRO lockup options", "annual_fee": "varies by card tier / Level Up plan", "conversion_fee": "crypto cannot be loaded directly; it is converted to the market currency before card use", "fx_fee": "varies by jurisdiction and card tier; check in-app Fees & Limits", "atm_fee": "free monthly ATM limits vary by tier; excess fees vary by jurisdiction", "tested_chatgpt": "untested", "tested_claude": "untested", "tested_midjourney": "untested", "tested_netflix": "untested", "risk_level": "medium", "score": null, "official_url": "https://crypto.com/us/cards/prepaidcard/", "source_urls": [ "https://crypto.com/us/cards/prepaidcard/", "https://help.crypto.com/en/articles/1341655-which-are-the-available-markets", "https://help.crypto.com/en/collections/3374054-crypto-com-card-fees-limits", "https://help.crypto.com/en/articles/4283259-what-are-the-charges-fees-and-limits-associated-with-the-crypto-com-prepaid-card" ], "last_verified": "2026-06-08", "article_path": "/pay/crypto-com-card/", "notes": "老牌区域化预付卡。官方资料显示卡片费用和限额高度依赖市场与 tier；中国大陆路径未确认。适合作为合规型对照样本，不适合作为中国用户首推。", "full_article_url": "https://kannetflix.com/pay/" }, { "name": "RedotPay", "slug": "redotpay", "issuer_type": "stablecoin_card", "network": "Visa / Mastercard by product", "card_type": "virtual_physical", "availability_status": "active", "verification_status": "verified", "priority": "P1", "kyc_required": "yes", "mainland_china_available": "no", "supported_regions": [], "supported_assets": [ "USDT", "USDC", "BTC", "ETH" ], "apple_pay": "unknown", "google_pay": "unknown", "alipay": "unknown", "wechat_pay": "unknown", "paypal": "unknown", "open_fee": "virtual card 10 USD; physical card 100 USD", "monthly_fee": "unknown", "annual_fee": "unknown", "conversion_fee": "unknown", "fx_fee": "unknown", "atm_fee": "unknown", "tested_chatgpt": "untested", "tested_claude": "untested", "tested_midjourney": "untested", "tested_netflix": "untested", "risk_level": "high", "score": null, "official_url": "https://www.redotpay.com/", "source_urls": [ "https://helpcenter.redotpay.com/en/articles/10339263-unsupported-countries-regions", "https://helpcenter.redotpay.com/en/articles/10721182-how-do-i-apply-for-a-redotpay-virtual-card", "https://helpcenter.redotpay.com/en/articles/10566200-do-i-need-to-pay-for-a-card", "https://helpcenter.redotpay.com/en/articles/10339284-how-to-deposit-cryptocurrency-to-my-redotpay-account/", "https://helpcenter.redotpay.com/en/articles/10339271-redotpay-card-limitations-fees" ], "last_verified": "2026-06-08", "article_path": "/pay/redotpay/", "notes": "官方不支持国家/地区列表明确包含 Mainland China，因此不适合作为中国大陆用户主推卡。虚拟卡 10 USD，实体卡 100 USD；支持 USDT/USDC/BTC/ETH 等充值，USDT-TRC20 最低入账示例为 1 USDT。", "full_article_url": "https://kannetflix.com/pay/redotpay/" }, { "name": "PokePay", "slug": "pokepay", "issuer_type": "multi_currency_payment", "network": "unknown", "card_type": "virtual_physical", "availability_status": "active", "verification_status": "risky", "priority": "P1", "kyc_required": "unknown", "mainland_china_available": "unknown", "supported_regions": [], "supported_assets": [], "apple_pay": "unknown", "google_pay": "unknown", "alipay": "yes", "wechat_pay": "yes", "paypal": "yes", "open_fee": "unknown", "monthly_fee": "unknown", "annual_fee": "unknown", "conversion_fee": "unknown", "fx_fee": "unknown", "atm_fee": "unknown", "tested_chatgpt": "untested", "tested_claude": "untested", "tested_midjourney": "untested", "tested_netflix": "untested", "risk_level": "high", "score": null, "official_url": "https://pokepay.com/", "source_urls": [ "https://pokepay.com/index.html", "https://pokepay.com/terms-conditions.html", "https://kyc.pokepay.com/" ], "last_verified": "2026-06-08", "article_path": "/pay/pokepay/", "notes": "公开官网称支持 USDT/USDC/BTC/ETH 充值、虚拟卡、实体卡、PayPal/Alipay/WeChat/Wise 等，但缺少可核验的费用、地区、卡组织、KYC 帮助文档；且存在 pokepay.jp 同名日本服务干扰。暂列观察，不主推。", "full_article_url": "https://kannetflix.com/pay/card-blacklist/" }, { "name": "Binance Card Global", "slug": "binance-card", "evidence_level": "官方条款 + 用户个案", "use_case": "已有 Binance 资格", "issuer_type": "exchange", "network": "Mastercard", "card_bin": "Mastercard: 新西兰 Immersve 发行 (因计划而异)", "card_type": "virtual", "availability_status": "active", "verification_status": "researching", "priority": "P1", "kyc_required": "yes", "mainland_china_available": "unknown", "supported_regions": [ "Eligible countries shown by Binance / Immersve" ], "supported_assets": [ "Varies by program" ], "apple_pay": "unknown", "google_pay": "yes", "alipay": "no", "wechat_pay": "no", "paypal": "unknown", "open_fee": "虚拟卡免费", "monthly_fee": "unknown", "annual_fee": "0 USD in Global Program fee table", "conversion_fee": "通常 0.9% (USDC 0.1%)", "fx_fee": "通常 2% (新西兰 3%)", "atm_fee": "unknown", "tested_chatgpt": "untested", "tested_claude": "untested", "tested_midjourney": "untested", "tested_netflix": "untested", "risk_level": "medium", "score": null, "official_url": "https://www.binance.com/en/cards", "source_urls": [ "https://www.binance.com/en/cards", "https://www.binance.com/en/support/faq/detail/2e19d71d1e58467198df49f814ee8629" ], "last_verified": "2026-06-11", "article_path": "/pay/binance-card/", "notes": "当前 Global Program 由 Immersve 提供国际 Mastercard 服务，资格与费用按账户地区和 App 条款变化；本站尚无该版本一手消费记录。旧 EEA Visa 项目已于 2023-12-20 停服。", "full_article_url": "https://kannetflix.com/pay/binance-card/" }, { "name": "OKX Card", "slug": "okx-card", "evidence_level": "官方条款 + 用户个案", "use_case": "EEA USDG/USDC 消费", "issuer_type": "exchange", "network": "Mastercard / Visa by region", "card_bin": "Mastercard: 53317141 (欧盟/德国)", "card_type": "virtual", "availability_status": "active", "verification_status": "needs_test", "priority": "P2", "kyc_required": "yes", "mainland_china_available": "no", "supported_regions": [ "European Economic Area", "EU plus Norway; Iceland and Liechtenstein excluded in EEA article" ], "supported_assets": [ "USDC", "USDG" ], "apple_pay": "yes", "google_pay": "yes", "alipay": "no", "wechat_pay": "no", "paypal": "unknown", "open_fee": "虚拟卡免费", "monthly_fee": "0 EUR in EEA fee article", "annual_fee": "0 EUR in EEA fee article", "conversion_fee": "以闪兑实时报价为准", "fx_fee": "EEA 计划 0% (汇率费另计)", "atm_fee": "unknown", "tested_chatgpt": "untested", "tested_claude": "untested", "tested_midjourney": "untested", "tested_netflix": "untested", "risk_level": "medium", "score": null, "official_url": "https://www.okx.com/en-us/help/whats-okx-card", "source_urls": [ "https://www.okx.com/en-us/help/whats-okx-card", "https://www.okx.com/en-us/learn/okx-card-europe-explained", "https://www.okx.com/en-eu/help/what-fees-apply-when-using-my-card", "https://www.okx.com/en-eu/help/which-crypto-assets-can-i-spend-with-the-okx-card", "https://www.okx.com/en-us/learn/okx-waitlist-card" ], "last_verified": "2026-06-11", "article_path": "/pay/okx-card/", "notes": "OKX Card 已有官方 EEA 虚拟卡资料：OKX Pay 账户资金、USDC/USDG、Mastercard、KYC、Apple Pay/Google Pay。当前主要面向 EEA，不适合作为中国大陆用户首推卡；AI 订阅场景待实测。", "full_article_url": "https://kannetflix.com/pay/okx-card/" }, { "name": "Wirex Card", "slug": "wirex-card", "issuer_type": "crypto_payment_app", "network": "Visa / Mastercard by region", "card_type": "virtual_physical", "availability_status": "active", "verification_status": "needs_test", "priority": "P2", "kyc_required": "yes", "mainland_china_available": "no", "supported_regions": [ "United Kingdom", "European Economic Area", "Hong Kong", "Australia", "selected global countries" ], "supported_assets": [ "Stablecoins", "Cryptocurrencies", "Fiat currencies" ], "apple_pay": "limited", "google_pay": "limited", "alipay": "unknown", "wechat_pay": "unknown", "paypal": "unknown", "open_fee": "free card issuance in official fee table", "monthly_fee": "unknown", "annual_fee": "unknown", "conversion_fee": "exchange rates and associated fees shown in app", "fx_fee": "landing page claims zero FX fees; country and plan dependent", "atm_fee": "free up to regional monthly limit, then 2% in official fee table", "tested_chatgpt": "untested", "tested_claude": "untested", "tested_midjourney": "untested", "tested_netflix": "untested", "risk_level": "medium", "score": null, "official_url": "https://www.wirexapp.com/stablecoin-and-crypto-card", "source_urls": [ "https://www.wirexapp.com/stablecoin-and-crypto-card", "https://help.wirexapp.com/article/wirex-fees-1379", "https://help.wirexapp.com/article/supported-countries-1189", "https://wirexapp.com/help/article/what-is-the-wirex-card-1300", "https://wirexapp.com/help/article/benefits-of-the-wirex-card-explained-1301" ], "last_verified": "2026-06-08", "article_path": "/pay/wirex-card/", "notes": "老牌国际加密卡，官方支持国家表显示 China 全部 N/A，Hong Kong 卡片可用。适合作为国际对比样本，不适合作为中国大陆用户首推。Apple Pay/Google Pay 当前 landing page 称支持，但历史地区差异较多，标为 limited。", "full_article_url": "https://kannetflix.com/pay/" }, { "name": "MetaMask Card", "slug": "metamask-card", "issuer_type": "self_custodial_wallet", "network": "Mastercard", "card_type": "virtual_physical", "availability_status": "active", "verification_status": "needs_test", "priority": "P2", "kyc_required": "yes", "mainland_china_available": "no", "supported_regions": [ "United States except Vermont", "United Kingdom", "European countries", "Canada", "Latin America selected countries" ], "supported_assets": [ "mUSD", "USDC", "USDT", "wETH", "EURe", "GBPe", "aUSDC", "amUSD", "aBasUSDC" ], "apple_pay": "yes", "google_pay": "yes", "alipay": "unknown", "wechat_pay": "unknown", "paypal": "unknown", "open_fee": "virtual card free tier 0 USD; Metal tier annual subscription 199 USD", "monthly_fee": "none for free tier", "annual_fee": "0 USD free tier; 199 USD Metal tier", "conversion_fee": "stablecoin/local-currency cases often 0; non-local stablecoin 0.5%; wETH/other crypto 0.875%; see fee table", "fx_fee": "cross-border 1% free tier; no fee on Metal tier subject to fair usage", "atm_fee": "2% free tier; Metal tier no fee up to 1,200 USD/month then 2%", "tested_chatgpt": "untested", "tested_claude": "untested", "tested_midjourney": "untested", "tested_netflix": "untested", "risk_level": "medium", "score": null, "official_url": "https://metamask.io/card/", "source_urls": [ "https://metamask.io/card/", "https://metamask.io/news/metamask-and-mastercard-partner-to-launch-the-us-metamask-card", "https://support.metamask.io/trade/metamask-card/limits-and-fees/", "https://support.metamask.io/manage-crypto/metamask-card/what-is-metamask-card" ], "last_verified": "2026-06-08", "article_path": "/pay/metamask-card/", "notes": "自托管钱包系卡，官方资料完整度较高，支持地区不含中国大陆。美国 GA 于 2026-02-26 宣布，虚拟卡免费 tier 和 Metal tier 费用清晰。适合写成全球对比和 Web3 用户卡，不适合作为中国大陆用户首推。", "full_article_url": "https://kannetflix.com/pay/" }, { "name": "HoyaPay", "slug": "hoyapay", "issuer_type": "cross_border_fintech", "network": "Mastercard / Visa claim conflict", "card_type": "virtual", "availability_status": "active", "verification_status": "needs_test", "priority": "P2", "kyc_required": "yes", "mainland_china_available": "unknown", "supported_regions": [ "Vietnam", "Philippines", "Indonesia", "Malaysia", "Singapore", "India", "Hong Kong", "United States" ], "supported_assets": [ "USD", "stablecoins", "local currencies" ], "apple_pay": "yes", "google_pay": "yes", "alipay": "unknown", "wechat_pay": "unknown", "paypal": "unknown", "open_fee": "unknown", "monthly_fee": "unknown", "annual_fee": "unknown", "conversion_fee": "unknown", "fx_fee": "unknown", "atm_fee": "unknown", "tested_chatgpt": "untested", "tested_claude": "untested", "tested_midjourney": "untested", "tested_netflix": "untested", "risk_level": "high", "score": null, "official_url": "https://www.hoyapay.com/card/en/", "source_urls": [ "https://www.hoyapay.com/en/", "https://www.hoyapay.com/card/en/", "https://www.hoyapay.com/usdaccount/en/", "https://www.hoyapay.com/fees/en/", "https://www.hoyapay.com/terms/en/", "https://www.hoyapay.com/compliance/en/", "https://www.hoyapay.com/licenses/en/" ], "last_verified": "2026-06-08", "article_path": "/pay/hoyapay/", "notes": "HoyaPay 更偏跨境收款、USD Account、稳定币和虚拟卡组合。官网称支持 Apple Pay/Google Pay 和 Mastercard，但旧页面又提 Visa；费用页只写具体费率以 App 为准，透明度不足。适合作为 finance/pay 交叉观察页，不首推。", "full_article_url": "https://kannetflix.com/pay/card-blacklist/" }, { "name": "ether.fi Cash Card", "slug": "etherfi-card", "evidence_level": "社区实测 + 官网核验", "use_case": "微信/支付宝 + 返现", "issuer_type": "defi_credit", "network": "Visa", "card_type": "credit", "availability_status": "active", "verification_status": "verified", "priority": "P0", "kyc_required": "yes", "mainland_china_available": "limited", "supported_regions": [ "全球（KYC 地区限制）" ], "supported_assets": [ "ETH", "BTC", "USDC", "USDT", "weETH", "eBTC", "eUSD" ], "apple_pay": "yes", "google_pay": "yes", "alipay": "yes", "wechat_pay": "yes", "paypal": "unknown", "open_fee": "Core 等级免费加入", "monthly_fee": "none", "annual_fee": "0 USD（Core 永久免费）", "conversion_fee": "0% FX（美元/欧元）；其他币种约 1%（社区实测）", "fx_fee": "0% 美元/欧元", "atm_fee": "unknown", "tested_chatgpt": "untested", "tested_claude": "untested", "tested_midjourney": "untested", "tested_netflix": "untested", "risk_level": "medium", "score": null, "official_url": "https://www.ether.fi/cash", "source_urls": [ "https://www.ether.fi/cash", "https://help.ether.fi/en/articles/262374-how-does-cashback-work" ], "last_verified": "2026-06-21", "article_path": "/pay/etherfi-card/", "notes": "非托管 DeFi 信用卡（非借记卡），抵押加密资产消费，资产仍在链上赚收益。3% 返现（首 $2,000/月），余额 5%+ APY。社区实测汇率约 6.89，净赚约 2%。累计充值超 11 亿美元。大陆 KYC 需海外手机号配合。本站尚未完成独立开卡实测。", "full_article_url": "https://kannetflix.com/pay/etherfi-card/" }, { "name": "Plasma One", "slug": "plasma", "evidence_level": "社区实测 + 官网核验", "use_case": "微信/支付宝 + 高返现", "issuer_type": "stablecoin_bank", "network": "Visa", "card_type": "debit", "availability_status": "active", "verification_status": "verified", "priority": "P0", "kyc_required": "yes", "mainland_china_available": "limited", "supported_regions": [ "全球（KYC 地区限制）" ], "supported_assets": [ "USDT", "USDC" ], "apple_pay": "yes", "google_pay": "unknown", "alipay": "yes", "wechat_pay": "yes", "paypal": "unknown", "open_fee": "Core 卡首发 7 天免费领一年（恢复后 $120/年）", "monthly_fee": "none", "annual_fee": "$120/年（Core，免费期后）", "conversion_fee": "待实测", "fx_fee": "待实测", "atm_fee": "unknown", "tested_chatgpt": "untested", "tested_claude": "untested", "tested_midjourney": "untested", "tested_netflix": "untested", "risk_level": "medium", "score": null, "official_url": "https://www.plasma.org/", "source_urls": [ "https://www.plasma.org/" ], "last_verified": "2026-06-21", "article_path": "/pay/plasma/", "notes": "Visa 主要会员 Rain 直接发卡的稳定币新银行 App。Apple Pay / 微信 / 支付宝三端兼容（社区实测）。自建 Plasma 区块链网络，意大利 VASP 牌照。社区实测综合汇率约 6.861。iOS 独占，Android 待发布。本站尚未完成独立开卡实测。", "full_article_url": "https://kannetflix.com/pay/plasma/" } ] }